We offer banking solutions designed to fit any business

Whether you’re looking for small business banking or a larger commercial loan—Kindred can help. Our team of agricultural and commercial account managers in your community understands the business challenges you face and the opportunities ahead.  

Business chequing accounts

At Kindred, it’s not just a chequing account for all your daily banking needs, you’re also an owner — and owners receive Profit Shares! Profits are returned to you and the community in the form of great rates, better service, and as a share of earnings. 

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Everyday Banking

Banking that fits your life EVERYDAY

Opening an account means becoming a member and an owner. That’s right—this isn’t your average chequing account! Credit unions are financial cooperatives that provide the same services as banks, such as chequing and savings accounts, mortgages, loans, and investment advice. One big difference is that credit unions are owned by our members—the people who bank with us! So, when you open an account with Kindred you become a member and an owner. As a member-owner you have an equal voice in how the credit union is run and receive a share of our annual earnings.

01

Earn every day

Tiered interest on every balance, no minimums to qualify.

02

Move money freely

Online, in the app, in branch, or at any THE EXCHANGE® ATM.

03

Make an impact

1% of operating profits flow into the Kindred Charitable Fund.

Credit Cards

Did you know that just by having and using a Kindred Mastercard you’re helping support the Kindred Charitable Fund? Each year Kindred donates funds to the Kindred Charitable Fund based on our members’ use of their Collabria Mastercard!

No accounts available for this section yet.

Savings Accounts

Kindred helps you save for your life. Set up automatic transfers into your savings accounts and watch your savings grow. Your money earns interest every day. Check out the options below to find the savings account that works best for you.

High Interest Savings

Long-term saving with flexibility

This high interest savings account is best for those who wish to save for the longer-term, but with flexibility. Access your money when you need it with one free withdrawal per month.

  • Premium interest, any balance
  • 1 free withdrawal / month
  • $5 per additional withdrawal
  • No minimum deposit
No fee monthly

CUBILL Savings

For large balances

Ideal for those with large balances, this tiered savings account lets you maintain access to your cash while earning our premium rate. Plus, you always earn based on minimum daily balance.

  • High interest rate on balances between $10,000 and $49,999
  • Premium interest rate on balances of $50,000 or more.
  • Unlimited debits
  • Minimum deposit: $10,000
No fee monthly

US Dollar Account

Keep funds in US dollars without the need to change currencies

This savings account earns tiered daily interest in US dollars (USD), with an option to write cheques too (with a monthly fee).

  • Earns tiered interest in USD
  • $5,000 USD min. balance for interest
  • Add chequing for US$5/mo
  • Pay per transaction over $5/mo
No fee monthly

Low Cost No Cost Accounts

Our chequing accounts make your daily banking easy, with the freedom to do your banking whenever and wherever you choose via online banking, the Kindred Mobile App, in-branch, or ATMs. Plus, when you maintain a minimum monthly balance of $3,000, we’ll waive your transaction fees* and the monthly service fee! Check out the options below to find the plan that works for you.

Generations Plan

Youth, students, seniors, RDSP

Youth, students, seniors, RDSP beneficiaries, and members receiving (or eligible for) income support get flexible banking with no monthly access fee. Best for moderate account activity. Experiencing temporary financial difficulty? Let's talk about your eligibility.

  • Earns tiered interest
  • 25 free transactions / month
  • e-Transfers® included
  • Eligibility review with an advisor
No fee monthly

Refugee Settlement

Refugees in their first year

Refugees are eligible for this free chequing account for one year. Refugee Settlement Account is best for eligible members who would benefit from assistance in setting up banking services in Canada.

  • Unlimited transactions
  • Unlimited e-Transfers®
  • $25 membership share covered
  • First 50 cheques free
No fee monthly

Chequing Accounts

Our chequing accounts make your daily banking easy, with the freedom to do your banking whenever and wherever you choose via online banking, the Kindred Mobile App, in-branch, or ATMs. Plus, when you maintain a minimum monthly balance of $3,000, we’ll waive your transaction fees* and the monthly service fee! Check out the options below to find the plan that works for you.

Flex Plan

This pay-as-you-go option lets you pay for services as you need them, with no monthly service fee! Flex Plan is best for those with low account activity.

  • Earns tiered interest
  • Pay per transaction
  • Pay per e-Transfer®
  • Free Kindred Mobile App + online banking
No fee monthly

Unlimited Plan

Best for heavy activity

This plan gives you unlimited transactions for a low monthly fee. Unlimited Plan is best for those with high account activity.

  • Earns tiered interest
  • Unlimited transactions
  • Unlimited e-Transfers®
  • Identity theft protection included
$17.95 per month

Will be Generations

Best for everything in the world

This plan gives you the warm fuzzies and the feels.

  • Earns tiered interest
  • Unlimited transactions
  • Unlimited e-Transfers®`
  • Identity theft protection included
$19.95 per month
Real Impact

Banking with a purpose.

Every account, every loan, every card you choose with Kindred helps fund the Charitable Fund and a stronger community. Here is what that looked like last year.

$1.2M
Granted to community partners last year
12,400
Members banking with values
1%
Of operating profits to the Charitable Fund

We’re committed to offering you competitive packages and a pay-as-you-go option that’s priced fairly. For a detailed comparison of any of our plans, and to select the account option that best fits your needs, see Personal Accounts and Comparison Chart and the Personal Accounts Service Fee Schedule.